Interest Free Finance

Available for orders over £250, our finance option is a great way of spreading out the cost of your furniture over 6 or 12 months, no deposit neccessary and interest free.

You can apply for finance online, which couldn't be easier or more convenient. Once you've chosen the products you'd like to purchase, simply proceed to the checkout and select the ‘pay in instalments with Divido' finance option which will automatically offer you the option to choose your deposit amount and calculate your payments based on 6 or 12 months interest free basis. Once you choose continue you are redirected to Divido to complete the finance application form which you can complete online and submit, for an instant decision.

Our finance agreements are provided by Divido Financial Services Limited (‘Divido’) , Authorised and Regulated by the Financial Conduct Authority, offering you trust and reliability in your credit agreement. 

For more information, please visit:

All you need to do is:

  • Spend a minimum £250 and above
  • Place a deposit from 0% - 50%
  • Minimum finance amount after deposit £250 and above

We offer 2 simple finance options to help you spread the cost of your purchases

  • 6 months interest free finance on orders of £250 and above
  • 12 months interest free on orders of £250 and above

The table below shows you how much monthly repayments will be based on the total order value.

Order ValueTerm (months)20% DepositMonthly Payment
£2,000 6 £400 £266.66
£4,000 6 £800 £533.33
£6,000 12 £1,200 £400
£8000 12 £1,600 £533.33

Representative Example:

  • Cash Price £2,000.00
  • Deposit £400.00
  • 0% APR representative
  • Interest rate 0% fixed
  • Number of Payments 12
  • Monthly Payment £133.33
  • Total Amount payable £2,000.00

Credit Advertised is provided by Divido Financial Services Limited (‘Divido’). Authorised and Regulated by the Financial Conduct Authority.

Eligibility Criteria

To be eligible to pay by finance for you furniture, you must meet the following criteria:

  • Are employed, or retired, and have a regular monthly income
  • Are a UK resident, over 18 and able to supply 3 years of address history
  • Have a good credit history (no CCJ's)
  • Have a debit or credit card
Here are some of the most commonly asked questions regarding online finance:

When you buy online from Tulip Interiors Ltd you have the choice of applying for instant finance by adding your purchase to the shopping basket, selecting the option to ‘pay in instalments with Divido', and completing a finance application form. The whole process only takes a few minutes and is simple and secure. Once your finance application is approved, you will receive an e-mail advising you of how to download the finance agreement. Please read this carefully checking that all the details are correct, then either e-sign the agreement, if offered, or print and sign the finance agreement twice. Post the document to the address shown on the finance agreement. Following receipt of your finance agreement and a few additional checks, your goods will be dispatched.

Your monthly repayments will begin one month after your purchase has been delivered.

No. There are no arrangement fees or hidden extras.

Credit subject to status and affordability. Terms & Conditions Apply.

Credit is provided by Divido Financial Services Limited (‘Divido’), Authorised and Regulated by the Financial Conduct Authority.

Within minutes of your application being approved, you will be presented with the option to sign your credit agreement.

If you are offered the ability e-sign your credit agreement and choose to do so, a PDF of your credit agreement will be displayed on screen. You should read the credit agreement carefully before clicking all the relevant sections agreeing to its terms. Once you have agreed to the terms of the credit agreement, we will be notified and you need do nothing more.

If you are presented with the ability to print and return your credit agreement you should print the PDF agreement, read it carefully and then sign the document following the instructions on the covering letter. This signed document should then be posted to the address shown on the covering letter of the credit agreement. Note that products will not be allocated to your order until your completed and signed agreement is returned and received by Divido Financial Services Limited (‘Divido’). Shipment of your goods will follow soon after your agreement has been returned to our finance company.